Whole-Home Cost Guide · 2026

Whole-Home Renovation Cost in Chicagoland

A whole-home renovation is the most efficient way to bring a Chicagoland fixer-upper or long-untouched home to current standards. By coordinating every trade in one phased project, you save 25-40% versus doing it piecemeal over 8-10 years, eliminate the disruption of multiple project starts, and unlock unified design choices that would be impossible doing one room at a time. Our pricing reflects 14 whole-home projects completed in the last 36 months across all three Chicagoland regions.

Typical range

$80,000 – $400,000+

Average cost

$160,000

Resale ROI

50-85%

Whole-Home Renovation Cost in Chicagoland
Why Pricing Varies

Why Whole-Home Renovation Cost Varies So Much

Whole-home cost varies more than any other project type — primarily based on the systems that need replacement. A 1985 home with modern electrical, copper plumbing, and recent windows might run $80-$100/sf for full cosmetic renovation. A 1929 home with knob-and-tube wiring, galvanized supply lines, single-pane windows, and a 1960 furnace easily reaches $180-$250/sf because every system needs to be addressed before the cosmetic work happens.

Pricing Tiers

Three Pricing Tiers for Whole-Home Renovation

Tier 01

Surface Refresh

$80,000 – $130,000

Recently-purchased home in sound mechanical shape. Refresh kitchen + 2 baths + paint + flooring throughout + minor updates. No structural or systems work.

  • Kitchen refresh: cabinet refacing, new counters, appliances
  • 2 bathrooms refreshed (new vanity, tile, fixtures)
  • Full-home interior paint (walls, ceilings, trim)
  • LVP or engineered hardwood flooring main level
  • All new interior doors + hardware
  • Updated light fixtures throughout
  • 12-week typical timeline

Tier 02

Mid-Range Renovation

$130,000 – $250,000

Updating a 1970s-1990s home requiring some systems work. Full kitchen + 2-3 baths + select window replacement + electrical panel upgrade + flooring throughout.

  • Full kitchen gut & rebuild (new cabinets, layout possible)
  • 2-3 full bathrooms remodeled to current standards
  • Window replacement (8-15 windows of 24-32)
  • Electrical panel upgrade (100A → 200A)
  • Partial plumbing replacement (kitchen + bath supply lines)
  • Hardwood or premium LVP flooring throughout
  • HVAC tune-up + duct cleaning
  • 16-week typical timeline

Tier 03

Full Gut Renovation

$250,000 – $400,000+

Historic or long-untouched home — everything new from studs out. All systems replaced, layout changes allowed, custom finishes throughout. North Shore Tier-1 standard for buyers of 1900-1950 homes.

  • Complete electrical replacement (panel + every circuit)
  • Complete plumbing replacement (PEX + copper)
  • All windows replaced (Andersen 100 series or premium)
  • New HVAC system (high-efficiency furnace + AC)
  • Custom kitchen with premium appliances
  • 3-4 bathrooms remodeled with custom finishes
  • Hardwood flooring (site-finished, matched throughout)
  • Insulation upgraded to current code (R-49 attic)
  • All-new interior trim, doors, baseboards
  • Lead/asbestos abatement if required
  • 20-26 week typical timeline
Cost Factors

What Drives Your Final Whole-Home Renovation Price

Cost factorBudget impact
Home agePre-1950: expect $50K-$80K in systems updates before cosmetic work. 1950-1980: $20K-$40K. 1980-2000: minor updates. 2000+: typically cosmetic only.
Square footageTypical Chicagoland renovation runs $80-$200/sf. A 1,800 sf bungalow vs 4,000 sf colonial may have similar bath/kitchen count but very different paint and flooring scope.
Mechanical systems statusKnob-and-tube wiring: $15-$35K to replace. Galvanized/polybutylene plumbing: $8-$20K. Original furnace: $6-$12K. Single-pane windows: $800-$1,800 each.
Number of bathroomsEach full bath adds $20-$45K. Each half-bath $12-$20K. Bathrooms are the single largest cost-multiplier in whole-home work.
Hazmat abatementAsbestos (pre-1980 vinyl flooring, pipe insulation, ceiling tiles): $5-$25K. Lead paint (pre-1978): testing $400 + abatement $8-$30K if positive.
Structural changesRemoving load-bearing wall: $5-$15K with engineer drawings. Adding bath where none existed: $30-$50K for new plumbing + framing.
Resale ROI

What You Get Back at Resale

Whole-home renovation ROI varies wildly. Light surface refresh: 70-85% at resale. Mid-range with systems updates: 60-75%. Full gut on a historic home: 50-65% financial ROI but creates a turnkey home that sells faster and at premium per square foot. In Tier-1 markets (Wilmette, Winnetka, Glencoe) full gut renovations often achieve top-of-market sale prices that wouldn't be possible without them.

Typical ROI

50-85%

of project cost recouped at resale (Chicagoland metro)

Permits & Inspections

Chicagoland Permitting Notes

Whole-home renovations require permits for electrical, plumbing, mechanical, and any structural changes. Chicago city projects require comprehensive ProjectDox submissions. North Shore Tier-1 communities (Winnetka, Lake Forest) require architectural review for exterior changes. Total permit fees: $1,500-$6,000 depending on scope. CrestLine handles all permitting as part of project coordination.

CrestLine handles every permit and inspection as part of every project — included in the fixed-price proposal, no separate billing.

Whole-Home Renovation FAQ

Common Whole-Home Renovation Cost Questions

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